S
SAARTHISIH26091
SIH26091 • MoSJE Decision Support System

Enterprise Feasibility & Viability Engine

Empirical demand evidence, competitor density, and deterministic financial structuring.

Target Village / Block
Enterprise Sector
Available Margin (10% Equity)
₹
Explainable Viability VerdictXGBoost + SHAP Baseline
PROCEED
Category: Dairy Farming & Processing
100/ 100
Evidence Confidence:
84%
Derived from 4 authoritative tiers

Feature Contribution Summary (Reason Codes)

Positive Catalysts (Driver)
Strong Catchment Demand+18 pts

Estimated 42,500 consumers in 5 km radius.

Value-Added Market Gap+12 pts

Low density of packaged processing units in immediate block.

Capital Cushion+8 pts

₹1,00,000 satisfies statutory 10% equity requirement.

Negative Headwinds (Risk)
Input Cost Inflation-6 pts

Seasonal fodder and concentrate feed price volatility (+15% during summer)

Working Capital Sensitivity-4 pts

Requires minimum 45-day operational cash reserve.

Critical Risk Flags & 'Why Not?' Audit

Seasonal fodder and concentrate feed price volatility (+15% during summer)

Mitigation: Maintain contingency fund and enforce hygiene protocols.

Bovine disease outbreak risk requiring strict vaccination schedule

Mitigation: Maintain contingency fund and enforce hygiene protocols.

Cold chain storage constraints for unsold fresh liquid milk

Mitigation: Maintain contingency fund and enforce hygiene protocols.

Hyper-Local Geospatial Intelligence

Kanke, Kanke Block (23.4316°N, 85.3218°E)

Buffer Radius:
10 KM RADIUS BUFFER
5 KM PRIMARY CATCHMENT
Proposed Unit (Kanke)
Direct Competitor (3)
Weekly Haat / Mandi
Feed / Raw Material Depot
ODbL © OpenStreetMap contributors
5 km Catchment Pop42,500
Household Density8,100
Nearest Mandi3.2 km
Road ConnectivityHigh

Deterministic Financial Structuring

SIH26091 official financial norms • 100% deterministic arithmetic without LLM hallucination

Auto-Routed SchemeTerm Loan (8% p.a.)
₹1,00,000
Presets:
Total Project Cost
₹10,00,000
Margin / 0.10 (10% equity)
Indicative Financing
₹9,00,000
90% of Total Cost
Moratorium Grace
6 Months
₹6,000/mo (Interest only)
Post-Grace Monthly EMI
₹14,834.86
78 active months @ 8%
Total Interest Accrual: ₹2,93,119.54Total Outflow: ₹11,93,119.54
NOTICE: Indicative financial projection generated under SIH26091 assumptions. Formal sanction requires credit verification under applicable NBCFDC / NSFDC / state implementing agency guidelines.