Evidence Before Enterprise.
A research-backed, evidence-grounded decision support platform for rural micro-entrepreneurs. Combines hyper-local geospatial catchment analysis, deterministic loan sizing, alternative credit profiling, and grounded AI advice.
Four Core Pillars of Rural Micro-Enterprise Intelligence
1. Geospatial & Feasibility
5 km & 10 km concentric catchment radius, competitor clustering, and SHAP explainable reason codes.
2. Deterministic Financials
100% deterministic arithmetic. Auto-routes Micro Finance (≤₹1.4L @ 6.5%) vs Term Loan (>₹1.4L @ 8.0%).
3. Rural Credit Score
300–900 alternative credit index evaluating SHG membership, PM Vishwakarma certification, and savings buffer.
4. Copilot AI Advisor
Bilingual voice & conversational assistant with tools to inspect schemes, compute EMIs, and explain risks.
Preloaded Benchmark: Kanke, Ranchi (Dairy Unit)
Explore a complete case study of a rural entrepreneur with ₹1,00,000 equity, demonstrating 90% term loan financing (₹9,00,000), 6-month moratorium grace, and DSCR stress testing.